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Utah Loan Officer Test
Utah is the one of the most rigorous exams in the country. The candidate must have an extensive knowledge of mortgage industry, including program guidelines, qualifying mathematics, and the loan process. In addition, the candidate must have detailed knowledge of the Utah Mortgage Lending Law. Even seasoned mortgage originators report difficulties passing this exam.
The state requires 20 hours of pre-licensing continuing education. While the test information is covered in the class, many of the topics are not covered in detail.
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